ONLINE BANKING ALERT:Retail Online Banking has a fresh, new look beginning August 9th. Business Online Banking to be updated at a later date.

PERSONAL BANKING

Personal Checking Accounts

 

First Landmark Bank offers a wide variety of products and services to help make your banking convenient and efficient. Many features utilize technology for today’s fast-paced society. Many of these features are available at no charge from the bank and available to use 24/7 from the convenience of your computer or mobile device.

PERSONAL CHECKING

 

FEATURE

CLASSIC CHECKING

CLASSIC ADVANTAGE CHECKING

CLASSIC SENIOR CHECKING (Age 62+)

Interest bearing1

 

✓*

Minimum opening deposit

$100 $100 $100

Maintenance fee

$52

Maintenance fee can be avoided by meeting the balance or direct deposit requirement

$203

Maintenance fee can be avoided by meeting the balance requirement
None

Free Checks

 

Standard

50% discount on other check styles

Standard

Foreign ATM fee refunded

Up to 5

Per statement cycle

Up to 5

Per statement cycle

Up to 5

Per statement cycle

Visa debit card

Upon bank approval

Free online banking

Bill Pay4

Mobile banking

Mobile deposit5

Bonus interest rate paid on CDs

 

Minimum 1 year maturity.
Not available on promotional CDs.

Minimum 1 year maturity.
Not available on promotional CDs.

eStatements

Printed statements provided monthly

Printed statements provided monthly

Printed statements provided monthly

 

1 Interest is calculated using the daily balance method by applying a daily periodic rate to the principal balance in the account each day. Interest is compounded daily and credited monthly. No minimum balance required to earn interest. Interest accrues no later than the business day we receive credit for the deposit of non-cash items. If you close your account before interest is credited, you will not receive accrued interest.
* Tiered interest rates based on account balances are subject to change without notice as follows:
  • $0.01 - $2,499.99
  • $2,500.00 - $9,999.99
  • $10,000.00 - $24,999.99
  • $25,000.00 and Over.
2 Avoid a maintenance fee of $5 each statement cycle by maintaining a minimum daily balance of $500 or more in this account or by monthly direct deposit into this account. Transfers from one account to another and deposits made at a branch or ATM are not considered Direct Deposits. The minimum daily balance is the current daily ledger balance. A qualifying Direct Deposit, is one of your salary, pension, Social Security or other regular monthly income deposited directly to your account during the statement cycle by your employer or an outside agency.
3 Avoid a maintenance fee of $20 each statement cycle by maintaining a minimum daily balance of $10,000 or more in this account, or maintaining an average ledger balance of $20,000 or more in this or any combination of personal accounts or CDs, or by maintaining an outstanding balance of $10,000 or more in personal loan accounts. The minimum daily balance is the current daily ledger balance. The average ledger balance is calculated from an aggregate of the daily ledger balances divided by the number of days for the statement period.
4 If Bill Pay is inactive for more than 90-days, a $12 fee will be assessed for each month the service remains inactive.
5 Mobile deposit subject to application and bank approval.